6 Things to Do Before Disaster Strikes

Life can be unpredictable, but taking steps to prepare for potential disasters can bring peace of mind and protect what matters most. Whether it’s a natural disaster like a storm or an unexpected personal crisis, a little planning goes a long way. Here are six practical steps to help you stay ready, written with a calm and grounded perspective.

1. Build an Emergency Kit

Having essential supplies on hand ensures you’re equipped for the unexpected. Your emergency kit should include:

• Non-perishable food and water for at least three days

• First-aid supplies, medications, and hygiene items

• Flashlights, batteries, and a portable phone charger

• Blankets, clothing, and sturdy shoes

• Important documents in a waterproof container

Keep your kit in an accessible place and check it every six months to refresh supplies. This simple step can provide comfort and security when time is short.

2. Create a Communication Plan

Disasters can disrupt phone lines and networks, making it hard to connect with loved ones. A communication plan keeps everyone on the same page:

• Designate an out-of-area contact person who can relay messages.

• Share emergency contact numbers with family or household members.

• Agree on a meeting point if you’re separated.

Practice this plan with your household to ensure it’s second nature. Knowing how to reconnect brings calm in chaotic moments.

3. Understand Your Risks

Every region and lifestyle comes with unique risks—floods, earthquakes, or even financial setbacks. Take time to:

• Research common disasters in your area (e.g., hurricanes, wildfires).

• Assess personal risks, like health issues or job instability.

• Check if your home is in a flood zone or near fault lines.

Understanding what you’re up against helps you prepare with purpose, reducing anxiety through knowledge.

4. Secure Your Home

A few practical measures can protect your living space from harm:

• Anchor heavy furniture to walls to prevent tipping.

• Install smoke and carbon monoxide detectors, testing them regularly.

• Know how to shut off utilities like gas, water, and electricity.

• Elevate appliances above potential flood levels if you’re in a flood-prone area.

These small actions can prevent damage and keep your home a safe haven.

5. Back Up Important Documents

Losing critical paperwork can complicate recovery. Protect your records by:

• Scanning IDs, insurance policies, medical records, and property deeds.

• Storing digital copies in a secure cloud service or on a USB drive in your emergency kit.

• Keeping physical copies in a waterproof, fireproof safe.

Having these documents ready ensures you can focus on recovery rather than scrambling to replace them.

6. Plan for Financial Resilience

Disasters often bring unexpected costs. Build a financial safety net by:

• Setting aside an emergency fund, even if it’s small, to cover immediate needs.

• Reviewing your insurance coverage (home, health, or renters) to ensure it meets your risks.

• Keeping some cash on hand, as ATMs may not work during power outages.

A modest financial buffer can ease stress and give you options when disaster strikes.

Final Thoughts

Preparation doesn’t eliminate disasters, but it softens their impact. By taking these steps—building a kit, planning communication, understanding risks, securing your home, backing up documents, and strengthening finances—you create a foundation of resilience. Approach each task with intention, and you’ll find confidence in knowing you’re ready for whatever lies ahead.